Articles on: Your Upside Account

What Services are offered by Upside and what are the costs?

The Upside cost structure explained


Upside will provide the following services to our users (Upsiders)


  • Auto-Save
  • Auto-Cashback
  • Found-Money
  • As an Upsider, there is no charge for the app and can be downloaded FREE from your respective app store
  • Below is an explanation of our services and the associated service and transaction fees:




1. Auto-Save:



  • This service is provided FREE of charge to Upsiders
  • This is a dynamic amount that you specify on a weekly basis to save into your Upside Account and is collected via direct debit
  • Follow the Auto-Save steps in the app to start saving on a weekly basis
  • Auto-Saves can be started or stopped at anytime from within the Upside App
  • There is no charge for the "saving" transaction regardless of the amount


2. Auto-Cashback:



  • This service is provided FREE of charge to Upsiders
  • Auto-Cashbacks are dynamic amounts that are earned by you as you continue shopping normally at your favourite stores
  • These Cashbacks are identified and calculated from your OpenBanking data and then paid into your Upside Account
  • There are no transaction fees associated with Cashbacks and in short - the more financial accounts you connect, the more data is available for you to earn savings


3. Found-Money:



  • This service is provided FREE of charge to Upsiders but DOES incur a transaction fee of 15%
  • Upside will go and hunt savings on your behalf based on our insights of your OpenBanking Data
  • Any money found by us will be paid into your Upside Account less a 15% transaction fee
  • For every new £1.00 of saving we find, you will earn 85pence saving - which means:
  • If we don't find anything - it costs you nothing, but when we do, you will earn 85% of money you never had


In Summary, the more accounts you link to your Upside App via OpenBanking, the more money you will save




If you are interested in** becoming part of our ever increasing network** of Upside saving partners, please get in touch by either:


  • talking to us via the Website chat function and/or
  • emailing Upside with the subject: Joining the Upside Partner Scheme



Please see our Terms and Conditions and Privacy Policy for a detailed outlined of terms and conditions associated with our services.

Updated on: 24/11/2020

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