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# Why do I need to link my UK bank account with Upside?

The following outlines why you need to link your UK bank account with Upside:  
  
Through linking your account and OpenBanking, you authorise and grant Upside read-only access to your linked bank transactions  
  
*   This enables us to match patterns in your spending and helps us to make automatic Autosaves by direct debit into your Upside Account
  
*   identify Auto-Cashback's as you spend money with Upside Partners
  
  
Your personal data is secured using industry standard security and we never store (or have access to) your bank login credentials  
  
If you'd like to learn more about how we keep your data safe, then please read [How does Upside keep my data safe?](/en/article/how-does-upside-keep-my-data-safe-1nn9f3d/)